Can I use my health spending account for physio?
Many health spending accounts can be used for physiotherapy, but every plan has its own rules. Check your plan documents or ask your plan administrator whether physio qualifies and how to claim. Keep your receipts either way.
HSAs differ from traditional extended health plans, and there is often more flexibility. If you are unsure, your benefits administrator can confirm in minutes.
What a health spending account is
An HSA is a benefit offered by some employers that lets you spend a set amount on eligible health costs. What counts as eligible depends on the plan and on tax rules.
What to check
- Whether physiotherapy is an eligible expense
- Whether you must claim through an app or paper form
- Whether there are deadlines for submitting receipts
- Whether other benefits should be used first
Our receipts
After a visit, you get a receipt with the details most insurers and plan administrators ask for. If yours needs something else, tell us.
How physiotherapy fits in
Using an HSA, extended health benefits or both can make care more manageable. We can help you plan visits so you get the most from your benefits.
Next step
Call 613-742-1230 or email info@pstottawa.ca with questions, or book a visit.
Related: does my insurance cover physiotherapy, chiropractic and massage?, do you direct bill insurance companies? and does the Public Service Health Care Plan (PSHCP) cover physiotherapy, chiropractic and massage?